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Long-Term Care Crisis: What Families Need to Know
Quick Summary The long‑term care crisis forces families to face high costs ($115k‑$130k/year for nursing homes; $35/hour for home care), Medicare’s limited coverage of non‑medical daily help, and heavy reliance on unpaid family caregivers (63 million Americans). Medicaid is the safety net but has strict income/asset rules. Middle‑income families often fall into a coverage gap. […]